{
    "type": "ETF",
    "ucits": true,
    "fund_name": "AMUNDI MSCI DISRUPTIVE TECHNOLOGY ESG SCREENED UCITS ETF ACC",
    "investment_objective": "Track the MSCI ACWI IMI Disruptive Technology ESG Filtered Net Total Return Index with minimized tracking error",
    "primary_asset_class": "Equity",
    "geographic_sector_focus": "Global (MSCI ACWI IMI Index covers global equities)",
    "replication_method": "physical",
    "swaps": false,
    "derivatives": false,
    "leverage": false,
    "inverse": false,
    "complex_factors": "",
    "classification": "non-complex",
    "supporting_data": "The ETF is a UCITS-compliant, passively managed fund that tracks the MSCI ACWI IMI Disruptive Technology ESG Filtered Net Total Return Index. The KIID and PRIIPs KID clearly state that the fund uses direct physical replication or sampling of the underlying securities to track the index, with no mention of synthetic replication, swap agreements, or derivative instruments as part of the investment strategy. There is no leverage or inverse exposure indicated. The risk level is medium-high (5/7) reflecting equity market risk and ESG methodology risks, but no complexity flags such as capital protection, contingent bonds, or structured products are present. The fund may engage in securities lending to generate additional income, but this does not imply complexity under MiFID II. Costs are straightforward with a single ongoing charge of 0.45% and no performance fees or swap fees. The PRIIPs KID does not include any comprehension warnings or complexity disclaimers. The underlying assets are liquid, transparent equities aligned with ESG criteria, and the index methodology is based on a best-in-class ESG filtering approach, which is standard and not inherently complex. No references to roll costs, contango, backwardation, or complex derivative strategies are found. Therefore, the fund does not meet the MiFID II criteria for a complex financial instrument."
}