[{  "name": "L&G Digital Payments UCITS ETF - USD",  "isin": "IE00BF92J153",  "plainVanilla": false,  "regulatedMarket": true,  "derivatives": false,  "leverage": false,  "understandable": false,  "liquid": true,  "replication": "physical",  "complexFeatures": true,  "classification": "complex",  "details": "The asset is not a standard financial instrument as it is an ETF that tracks a specific index of digital payments, which may involve complex structures. The asset is listed on regulated markets. The ETF does not involve derivatives directly. There is no leverage involved in this ETF. The structure of the ETF and the nature of digital payment technologies may not be easily understandable for retail investors due to their complexity. The ETF has a strong trading volume and is actively traded. The ETF has complex features due to its focus on digital payments."}]