{
    "fund_name": "WisdomTree USD Floating Rate Treasury Bond UCITS ETF - USD Acc",
    "isin": "IE00BJJYYX67",
    "type": "ETF",
    "leverage": false,
    "derivatives": false,
    "swaps": false,
    "inverse": false,
    "replication_method": "physical",
    "ucits": true,
    "complex_factors": [],
    "classification": "non-complex",
    "supporting_data": "The ETF uses physical replication to track the Bloomberg US Treasury Floating Rate Bond Index, which consists of floating-rate U.S. Treasury bonds. The KIID and factsheet confirm that the fund employs a passive management approach with representative sampling of index constituents. There is no mention of leverage, inverse strategies, or significant derivative usage beyond standard efficient portfolio management techniques like repurchase agreements. The risk profile is low (SRRI 1), and the underlying assets are straightforward U.S. Treasury floating-rate notes. The fund is UCITS-compliant, which typically indicates a non-complex structure suitable for retail investors.",
    "confidence": 95,
    "additional_notes": "The ETF's simplicity is further supported by its low ongoing charge (0.15%), lack of performance fees, and straightforward accumulation structure. The absence of complex features like capital protection mechanisms, structured products, or significant counterparty risks reinforces the non-complex classification. The PRIIPs KID did not introduce any additional complexity indicators, and the factsheet confirms the physical replication method without swap or derivative usage beyond standard EPM practices."
}