{
    "type": "ETP",
    "leverage": false,
    "derivatives": false,
    "swaps": false,
    "inverse": false,
    "replication_method": "physical",
    "ucits": false,
    "complex_factors": [
        "Collateralised structure",
        "Long-term maturity (2072)",
        "Shariah compliance screening"
    ],
    "classification": "complex",
    "supporting_data": "The ETP is classified as complex primarily due to its collateralised structure and long-term maturity date (2072), which introduces additional risks such as counterparty risk and liquidity constraints. While it does not use leverage or derivatives, the product's complexity arises from its unique structure as a collateralised exchange-traded security rather than a traditional ETF. The Shariah compliance screening adds an additional layer of complexity in the index construction methodology. The risk indicator of 4/7 and the warning that 'you are about to purchase a product that is not simple and may be difficult to understand' further support this classification. The product is not UCITS-compliant, which often indicates higher complexity.",
    "confidence": 85
}