{
    "fund_name": "AMUNDI EUR CORPORATE BOND 1-5Y ESG UCITS ETF Acc",
    "type": "ETF",
    "ucits": true,
    "replication_method": "physical",
    "leverage": false,
    "derivatives": false,
    "swaps": false,
    "inverse": false,
    "complex_factors": [
        "ESG criteria in index selection",
        "Sampling replication method",
        "Securities lending operations",
        "Potential use of derivatives for inflows/outflows management"
    ],
    "classification": "non-complex",
    "supporting_data": "The ETF uses physical replication as its primary method (as confirmed in the factsheet) and tracks a corporate bond index with ESG criteria. While it mentions potential derivative usage for inflows/outflows and securities lending, these are standard practices in bond ETFs and don't appear to create significant complexity. The index itself is a straightforward corporate bond index with no leverage or inverse features. The risk profile is typical for a bond ETF (SRRI 3), and there are no capital protection mechanisms or complex structured features. The main complexity factors are the ESG criteria in index selection and the sampling replication method, but these don't typically trigger a 'complex' classification under MiFID II. The ETF is UCITS-compliant, which generally indicates suitability for retail investors.",
    "confidence": 90
}