{
    "fund_name": "AMUNDI INDEX MSCI PACIFIC EX JAPAN SRI PAB - UCITS ETF DR - EUR",
    "type": "ETF",
    "ucits": true,
    "replication_method": "physical",
    "leverage": false,
    "derivatives": false,
    "swaps": false,
    "inverse": false,
    "complex_factors": [
        "Complex Index (MSCI Pacific ex Japan SRI Filtered PAB)",
        "ESG and Climate Transition Criteria",
        "Potential for Securities Lending"
    ],
    "classification": "non-complex",
    "supporting_data": "The ETF uses physical replication to track the MSCI Pacific ex Japan SRI Filtered PAB Index, which is a complex index with ESG and climate transition criteria. However, the fund does not use derivatives for leverage or inverse exposure, and its replication method is straightforward. The use of derivatives is limited to managing inflows/outflows and securities lending, which does not trigger complexity under MiFID II. The risk profile is typical for an equity ETF, and the fund is UCITS-compliant, indicating it meets regulatory standards for retail investor suitability.",
    "confidence": 90
}