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        "isin": "FR0010245514",
        "asset_scope": "UK_COMPLEX_ASSET",
        "policy_mode": "balanced",
        "policy_mode_description": "UCITS ETFs usually start from a non-complex baseline, but product-level complexity such as synthetic replication, swaps, leverage, inverse exposure, complex debt, commodity roll exposure, or comprehension warnings can override that baseline.",
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        "prompt_version": "complex_asset_extract_v1",
        "captured_at_utc": "2026-06-19T10:35:02+00:00",
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    "review_required": false,
    "decision_rule_applied": "balanced_etf_swap_complex_rule",
    "product_policy_branch": "ETF",
    "fund_name": "AMUNDI Japan TOPIX II UCITS ETF EUR Dist",
    "isin": "FR0010245514",
    "type": "ETF",
    "ucits": true,
    "asset_class": "Equity",
    "replication_method": "physical",
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        "inverse": false,
        "derivatives_mentioned": true,
        "derivatives_core_strategy": false,
        "derivatives_epm_only": null,
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        "unfunded_swap": false,
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        "capital_protection": false,
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        "contango_backwardation": false,
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        "crypto_digital_asset": false
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            "Counterparty risk language identified",
            "UCITS ETF structure",
            "Physical replication or direct portfolio holdings"
        ],
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        "appropriateness_note": "This is a product-level indicator of features that may affect general investor understanding. It does not determine whether the product is appropriate for a specific client and does not replace a client-specific appropriateness assessment."
    },
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        },
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            "quote": "the Fund may use a sampling technique and guaranteed temporary sales of securities."
        },
        {
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            "signal": "securities_lending",
            "quote": "Physically replicated ETFs may have counterparty risk resulting from the use of a Securities Lending Programme."
        },
        {
            "source": "KIID",
            "signal": "derivatives_mentioned",
            "quote": "Counterparty risk: The Fund is exposed to the risk of insolvency ... particularly in the case of financial derivative instruments traded over the counter"
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            "source": "FACTSHEET",
            "signal": "counterparty_risk",
            "quote": "COUNTERPARTY RISK : Investors are exposed to risks resulting from the use of an OTC Swap with MORGAN STANLEY BANK AG , SOCIETE GENERALE."
        }
    ],
    "supporting_data": "ETF has evidenced core or synthetic swap usage. Policy mode: balanced. Product type: ETF. UCITS signal identified. Replication method: physical.",
    "missing_data": [
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    "warnings": [
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        "counterparty_risk_language_identified"
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            "url": "https://oppl.ai/apy/doc_store/FR0010245514_KIID.txt",
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            "http_code": 200,
            "bytes": 9153,
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            "http_code": 200,
            "bytes": 12866,
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            "url": "https://oppl.ai/apy/doc_store/FR0010245514_FS.txt",
            "found": true,
            "http_code": 200,
            "bytes": 13668,
            "error": null
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        "market_data": {
            "url": "https://api.londonstockexchange.com/api/gw/lse/search/autocomplete?q=FR0010245514&size=3",
            "found": true,
            "http_code": 200,
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