{
    "ok": true,
    "_meta": {
        "isin": "GB00B00FHZ82",
        "asset_scope": "UK_COMPLEX_ASSET",
        "policy_mode": "balanced",
        "policy_mode_description": "UCITS ETFs usually start from a non-complex baseline, but product-level complexity such as synthetic replication, swaps, leverage, inverse exposure, complex debt, commodity roll exposure, or comprehension warnings can override that baseline.",
        "classification_engine_version": "1.0.0",
        "prompt_version": "complex_asset_extract_v1",
        "captured_at_utc": "2026-06-18T10:27:55+00:00",
        "captured_unix": 1781778475
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    "classification": "non-complex",
    "confidence": 0.68,
    "review_required": false,
    "decision_rule_applied": "etc_plain_physical_commodity_non_complex_rule",
    "product_policy_branch": "ETC",
    "fund_name": "Gold Bullion Securities",
    "isin": "GB00B00FHZ82",
    "type": "ETC",
    "ucits": false,
    "asset_class": "Commodities",
    "replication_method": "physical",
    "signals": {
        "leveraged": false,
        "inverse": false,
        "derivatives_mentioned": true,
        "derivatives_core_strategy": false,
        "derivatives_epm_only": false,
        "swaps": false,
        "funded_swap": false,
        "unfunded_swap": false,
        "synthetic_replication": false,
        "counterparty_risk": false,
        "structured_payoff": false,
        "capital_protection": false,
        "commodity_futures_roll": false,
        "contango_backwardation": false,
        "coco_or_at1_exposure": false,
        "clo_exposure": false,
        "complex_index": false,
        "priips_comprehension_alert": false,
        "securities_lending": false,
        "illiquid_or_hard_to_value_underlying": false,
        "physical_allocated_commodity": true,
        "crypto_digital_asset": false
    },
    "complex_factors": [],
    "non_complex_factors": [
        "Physical replication",
        "No leverage identified",
        "No inverse exposure identified",
        "Plain physically-backed allocated commodity exposure identified"
    ],
    "consumer_understanding": {
        "risk_level": "unknown",
        "drivers": [
            "No specific difficult-to-understand product mechanic was identified from the available documents"
        ],
        "plain_english_explanation": "The available evidence identifies features that may affect ordinary retail investor understanding. The assessment describes product-level mechanics only and does not judge the knowledge or experience of a specific client.",
        "appropriateness_note": "This is a product-level indicator of features that may affect general investor understanding. It does not determine whether the product is appropriate for a specific client and does not replace a client-specific appropriateness assessment."
    },
    "supporting_evidence": [
        {
            "source": "KIID",
            "signal": "physical_allocated_commodity",
            "quote": "Gold Bullion Securities is backed by physical, allocated Physical Gold held by HSBC Bank plc (the custodian). Only metal that conforms with the London Bullion Market Association's (LBMA) rules for Good Delivery can be accepted by the custodian. Each physical bar is segregated, individually identified and allocated."
        },
        {
            "source": "FACTSHEET",
            "signal": "physical_allocated_commodity",
            "quote": "Replication Method Physical - backed by bullion"
        }
    ],
    "supporting_data": "Plain physically-backed commodity ETC. Policy mode: balanced. Product type: ETC. UCITS signal not identified. Replication method: physical.",
    "missing_data": [
        "priips_kid"
    ],
    "warnings": [],
    "sources": {
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            "url": "https://oppl.ai/apy/doc_store/GB00B00FHZ82_KIID.txt",
            "found": true,
            "http_code": 200,
            "bytes": 10612,
            "error": null
        },
        "priips_kid": {
            "url": "https://oppl.ai/eu_kiids/en_txt/GB00B00FHZ82.txt",
            "found": false,
            "http_code": 404,
            "bytes": 1251,
            "error": "http_404"
        },
        "factsheet": {
            "url": "https://oppl.ai/apy/doc_store/GB00B00FHZ82_FS.txt",
            "found": true,
            "http_code": 200,
            "bytes": 14259,
            "error": null
        },
        "market_data": {
            "url": "https://api.londonstockexchange.com/api/gw/lse/search/autocomplete?q=GB00B00FHZ82&size=3",
            "found": true,
            "http_code": 200,
            "bytes": 1526,
            "error": null
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    }
}