{
    "ok": true,
    "_meta": {
        "isin": "IE0009HF1MK9",
        "asset_scope": "UK_COMPLEX_ASSET",
        "policy_mode": "ucits_default",
        "policy_mode_description": "UCITS ETFs default to non-complex unless leverage, inverse exposure, structured payoff, complex underlyings, or explicit comprehension-warning language is identified.",
        "classification_engine_version": "1.0.0",
        "prompt_version": "complex_asset_extract_v1",
        "captured_at_utc": "2026-08-08T19:42:18+00:00",
        "captured_unix": 1786218138
    },
    "classification": "non-complex",
    "confidence": 0.82,
    "review_required": false,
    "decision_rule_applied": "etf_ucits_physical_no_complex_override_rule",
    "product_policy_branch": "ETF",
    "fund_name": "AMUNDI PRIME ALL COUNTRY WORLD UCITS ETF DIST",
    "isin": "IE0009HF1MK9",
    "type": "ETF",
    "ucits": true,
    "asset_class": "Equity",
    "replication_method": "physical",
    "signals": {
        "leveraged": false,
        "inverse": false,
        "derivatives_mentioned": true,
        "derivatives_core_strategy": false,
        "derivatives_epm_only": null,
        "swaps": false,
        "funded_swap": false,
        "unfunded_swap": false,
        "synthetic_replication": false,
        "counterparty_risk": true,
        "structured_payoff": false,
        "capital_protection": false,
        "commodity_futures_roll": false,
        "contango_backwardation": false,
        "coco_or_at1_exposure": false,
        "clo_exposure": false,
        "complex_index": false,
        "priips_comprehension_alert": false,
        "securities_lending": true,
        "illiquid_or_hard_to_value_underlying": false,
        "physical_allocated_commodity": false,
        "crypto_digital_asset": false
    },
    "complex_factors": [],
    "non_complex_factors": [
        "UCITS fund",
        "Physical replication",
        "No leverage identified",
        "No inverse exposure identified"
    ],
    "consumer_understanding": {
        "risk_level": "moderate",
        "drivers": [
            "Counterparty risk language identified",
            "UCITS ETF structure",
            "Physical replication or direct portfolio holdings"
        ],
        "plain_english_explanation": "The product is identified as a UCITS ETF using physical replication or direct portfolio holdings. No leverage, inverse exposure, synthetic replication or structured payoff was identified. Some ordinary market, credit, duration, liquidity or counterparty-risk language may still be present, but this does not by itself make the product complex.",
        "appropriateness_note": "This is a product-level indicator of features that may affect general investor understanding. It does not determine whether the product is appropriate for a specific client and does not replace a client-specific appropriateness assessment."
    },
    "supporting_evidence": [
        {
            "source": "KIID",
            "signal": "fund_name",
            "quote": "AMUNDI PRIME ALL COUNTRY WORLD UCITS ETF DIST"
        },
        {
            "source": "KIID",
            "signal": "isin",
            "quote": "ISIN code: (D) IE0009HF1MK9"
        },
        {
            "source": "PRIIPS_KID",
            "signal": "type",
            "quote": "Type : Shares of a Sub-Fund of AMUNDI ETF ICAV, an Undertaking for Collective Investments in Transferable Securities (UCITS), established as an ICAV."
        },
        {
            "source": "FACTSHEET",
            "signal": "asset_class",
            "quote": "Asset class : Equity"
        },
        {
            "source": "KIID",
            "signal": "investment_objective_summary",
            "quote": "The objective of this Sub-Fund is to track the performance of Solactive GBS Global Markets Large & Mid Cap USD Index NTR"
        },
        {
            "source": "PRIIPS_KID",
            "signal": "replication_method",
            "quote": "The exposure to the Index will be achieved through a direct replication, mainly by making direct investments in transferable securities and/or other eligible assets representing the Index constituents"
        },
        {
            "source": "FACTSHEET",
            "signal": "replication_method",
            "quote": "Replication type : Physical"
        },
        {
            "source": "KIID",
            "signal": "derivatives_mentioned",
            "quote": "The Investment Manager will be able to use derivatives in order to deal with inflows and outflows and which relate to the Index or constituents of the Index for investment and/or efficient portfolio management."
        },
        {
            "source": "KIID",
            "signal": "securities_lending",
            "quote": "the Sub-Fund may also enter into securities lending operations"
        },
        {
            "source": "KIID",
            "signal": "counterparty_risk",
            "quote": "Counterparty risk: represents the risk of default of a market participant to fulfil its contractual obligations vis-\u00e0-vis your portfolio."
        },
        {
            "source": "PRIIPS_KID",
            "signal": "capital_protection",
            "quote": "This product does not include any protection from future market performance so you could lose some or all of your investment."
        },
        {
            "source": "MARKET_DATA",
            "signal": "type",
            "quote": "category\":\"ETFS"
        }
    ],
    "supporting_data": "UCITS physical ETF baseline applied. Policy mode: ucits_default. Product type: ETF. UCITS signal identified. Replication method: physical.",
    "missing_data": [
        "The documents mention derivatives may be used for dealing with inflows and outflows and for investment and/or efficient portfolio management, but do not clearly specify whether all derivative use is limited to efficient portfolio management; no evidence indicates derivatives are central to the strategy.",
        "No swap, funded swap, unfunded swap, OTC derivative counterparty, or synthetic replication wording was identified in the provided documents.",
        "No PRIIPs comprehension alert wording such as 'not simple and may be difficult to understand' was identified."
    ],
    "warnings": [
        "counterparty_risk_language_identified"
    ],
    "sources": {
        "kiid": {
            "url": "https://oppl.ai/apy/doc_store/IE0009HF1MK9_KIID.txt",
            "found": true,
            "http_code": 200,
            "bytes": 8561,
            "error": null
        },
        "priips_kid": {
            "url": "https://oppl.ai/eu_kiids/en_txt/IE0009HF1MK9.txt",
            "found": true,
            "http_code": 200,
            "bytes": 13237,
            "error": null
        },
        "factsheet": {
            "url": "https://oppl.ai/apy/doc_store/IE0009HF1MK9_FS.txt",
            "found": true,
            "http_code": 200,
            "bytes": 11531,
            "error": null
        },
        "market_data": {
            "url": "https://api.londonstockexchange.com/api/gw/lse/search/autocomplete?q=IE0009HF1MK9&size=3",
            "found": true,
            "http_code": 200,
            "bytes": 301,
            "error": null
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    }
}