{
    "ok": true,
    "_meta": {
        "isin": "IE000CL68Z69",
        "asset_scope": "UK_COMPLEX_ASSET",
        "policy_mode": "strict",
        "policy_mode_description": "Any material derivative, swap, synthetic, complex underlying, structured payoff, roll-cost, leverage, inverse, or PRIIPs warning signal can drive complex classification.",
        "classification_engine_version": "1.0.0",
        "prompt_version": "complex_asset_extract_v1",
        "captured_at_utc": "2026-06-04T14:21:18+00:00",
        "captured_unix": 1780582878
    },
    "classification": "non-complex",
    "confidence": 0.82,
    "review_required": false,
    "decision_rule_applied": "etf_ucits_physical_no_complex_override_rule",
    "product_policy_branch": "ETF",
    "fund_name": "AMUNDI MSCI WORLD CLIMATE NET ZERO AMBITION PAB UCITS ETF - Acc",
    "isin": "IE000CL68Z69",
    "type": "ETF",
    "ucits": true,
    "asset_class": "Equity",
    "replication_method": "physical",
    "signals": {
        "leveraged": false,
        "inverse": false,
        "derivatives_mentioned": true,
        "derivatives_core_strategy": false,
        "derivatives_epm_only": true,
        "swaps": false,
        "funded_swap": false,
        "unfunded_swap": false,
        "synthetic_replication": false,
        "counterparty_risk": true,
        "structured_payoff": false,
        "capital_protection": false,
        "commodity_futures_roll": false,
        "contango_backwardation": false,
        "coco_or_at1_exposure": false,
        "clo_exposure": false,
        "complex_index": false,
        "priips_comprehension_alert": false,
        "securities_lending": true,
        "illiquid_or_hard_to_value_underlying": false,
        "physical_allocated_commodity": false,
        "crypto_digital_asset": false
    },
    "complex_factors": [],
    "non_complex_factors": [
        "UCITS fund",
        "Physical replication",
        "No leverage identified",
        "No inverse exposure identified",
        "Derivative use appears limited to EPM, hedging, or risk management"
    ],
    "consumer_understanding": {
        "risk_level": "moderate",
        "drivers": [
            "Counterparty risk language identified",
            "Derivative use appears limited to efficient portfolio management, hedging or risk management",
            "UCITS ETF structure",
            "Physical replication or direct portfolio holdings"
        ],
        "plain_english_explanation": "The product is identified as a UCITS ETF using physical replication or direct portfolio holdings. No leverage, inverse exposure, synthetic replication or structured payoff was identified. Derivative language appears limited to efficient portfolio management, hedging or risk-management style use rather than being the core investment exposure. Some ordinary market, credit, duration, liquidity or counterparty-risk language may still be present, but this does not by itself make the product complex.",
        "appropriateness_note": "This is a product-level indicator of features that may affect general investor understanding. It does not determine whether the product is appropriate for a specific client and does not replace a client-specific appropriateness assessment."
    },
    "supporting_evidence": [
        {
            "source": "KIID",
            "signal": "fund_name",
            "quote": "AMUNDI MSCI WORLD CLIMATE NET ZERO AMBITION PAB UCITS ETF - Acc"
        },
        {
            "source": "KIID",
            "signal": "isin",
            "quote": "IE000CL68Z69"
        },
        {
            "source": "KIID",
            "signal": "type",
            "quote": "A Sub-Fund of AMUNDI ETF ICAV"
        },
        {
            "source": "KIID",
            "signal": "ucits",
            "quote": "AMUNDI MSCI WORLD CLIMATE NET ZERO AMBITION PAB UCITS ETF - Acc"
        },
        {
            "source": "KIID",
            "signal": "asset_class",
            "quote": "The Sub-Fund is passively managed. The objective of this Sub-Fund is to track the performance of MSCI World Climate Paris Aligned Filtered Index (the \"Index\")"
        },
        {
            "source": "KIID",
            "signal": "investment_objective_summary",
            "quote": "The objective of this Sub-Fund is to track the performance of MSCI World Climate Paris Aligned Filtered Index (the \"Index\")"
        },
        {
            "source": "FACTSHEET",
            "signal": "replication_method",
            "quote": "Replication type : Physical"
        },
        {
            "source": "PRIIPS_KID",
            "signal": "derivatives_mentioned",
            "quote": "The Investment Manager will be able to use derivatives in order to deal with inflows and outflows and which relate to the Index or constituents of the Index for investment and/or efficient portfolio management."
        },
        {
            "source": "PRIIPS_KID",
            "signal": "derivatives_epm_only",
            "quote": "The Investment Manager will be able to use derivatives in order to deal with inflows and outflows and which relate to the Index or constituents of the Index for investment and/or efficient portfolio management."
        },
        {
            "source": "PRIIPS_KID",
            "signal": "securities_lending",
            "quote": "In order to generate additional income to offset its costs, the Sub-Fund may also enter into securities lending operations."
        },
        {
            "source": "KIID",
            "signal": "non_complex_factors",
            "quote": "The Sub-Fund is passively managed."
        },
        {
            "source": "KIID",
            "signal": "non_complex_factors",
            "quote": "The Sub-Fund aims to achieve a level of tracking error of the Sub-Fund and its Index that will not normally exceed 1%."
        },
        {
            "source": "KIID",
            "signal": "non_complex_factors",
            "quote": "The risk level of this Sub-Fund mainly reflects the market risk arising from investments in international equity markets."
        }
    ],
    "supporting_data": "UCITS physical ETF baseline applied. Policy mode: strict. Product type: ETF. UCITS signal identified. Replication method: physical.",
    "missing_data": [],
    "warnings": [
        "counterparty_risk_language_identified"
    ],
    "sources": {
        "kiid": {
            "url": "https://oppl.ai/apy/doc_store/IE000CL68Z69_KIID.txt",
            "found": true,
            "http_code": 200,
            "bytes": 9162,
            "error": null
        },
        "priips_kid": {
            "url": "https://oppl.ai/eu_kiids/en_txt/IE000CL68Z69.txt",
            "found": true,
            "http_code": 200,
            "bytes": 12931,
            "error": null
        },
        "factsheet": {
            "url": "https://oppl.ai/apy/doc_store/IE000CL68Z69_FS.txt",
            "found": true,
            "http_code": 200,
            "bytes": 17786,
            "error": null
        },
        "market_data": {
            "url": "https://api.londonstockexchange.com/api/gw/lse/search/autocomplete?q=IE000CL68Z69&size=3",
            "found": true,
            "http_code": 200,
            "bytes": 61,
            "error": null
        }
    }
}