{
    "ok": true,
    "_meta": {
        "isin": "IE000Q8N7WY1",
        "asset_scope": "UK_COMPLEX_ASSET",
        "policy_mode": "balanced",
        "policy_mode_description": "UCITS ETFs usually start from a non-complex baseline, but product-level complexity such as synthetic replication, swaps, leverage, inverse exposure, complex debt, commodity roll exposure, or comprehension warnings can override that baseline.",
        "classification_engine_version": "1.0.0",
        "prompt_version": "complex_asset_extract_v1",
        "captured_at_utc": "2026-06-14T09:32:40+00:00",
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    "confidence": 0.82,
    "review_required": false,
    "decision_rule_applied": "etf_ucits_physical_no_complex_override_rule",
    "product_policy_branch": "ETF",
    "fund_name": "Robeco 3D Global Equity UCITS ETF USD Acc",
    "isin": "IE000Q8N7WY1",
    "type": "ETF",
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    "asset_class": "Equities",
    "replication_method": "physical",
    "signals": {
        "leveraged": false,
        "inverse": false,
        "derivatives_mentioned": true,
        "derivatives_core_strategy": false,
        "derivatives_epm_only": true,
        "swaps": false,
        "funded_swap": false,
        "unfunded_swap": false,
        "synthetic_replication": false,
        "counterparty_risk": true,
        "structured_payoff": false,
        "capital_protection": false,
        "commodity_futures_roll": false,
        "contango_backwardation": false,
        "coco_or_at1_exposure": false,
        "clo_exposure": false,
        "complex_index": false,
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        "illiquid_or_hard_to_value_underlying": true,
        "physical_allocated_commodity": false,
        "crypto_digital_asset": false
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        "Physical replication",
        "No leverage identified",
        "No inverse exposure identified",
        "Derivative use appears limited to EPM, hedging, or risk management"
    ],
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        "risk_level": "moderate",
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            "Counterparty risk language identified",
            "Derivative use appears limited to efficient portfolio management, hedging or risk management",
            "UCITS ETF structure",
            "Physical replication or direct portfolio holdings"
        ],
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        "appropriateness_note": "This is a product-level indicator of features that may affect general investor understanding. It does not determine whether the product is appropriate for a specific client and does not replace a client-specific appropriateness assessment."
    },
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            "signal": "derivatives_mentioned",
            "quote": "The fund may use financial derivatives."
        },
        {
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            "signal": "derivatives_epm_only",
            "quote": "A derivative counterparty may fail to fulfill its obligations which could result in a loss. Counterparty risk is reduced via the exchange of collateral."
        },
        {
            "source": "KIID",
            "signal": "counterparty_risk",
            "quote": "A derivative counterparty may fail to fulfill its obligations which could result in a loss."
        },
        {
            "source": "FACTSHEET",
            "signal": "illiquid_or_hard_to_value_underlying",
            "quote": "The fund invests in assets that could become less liquid in certain market conditions, which could have a significant impact on the value of these assets."
        },
        {
            "source": "FACTSHEET",
            "signal": "replication_method",
            "quote": "Product structure: Physical"
        },
        {
            "source": "FACTSHEET",
            "signal": "ucits",
            "quote": "Fund UCITS Compliant: Yes"
        }
    ],
    "supporting_data": "UCITS physical ETF baseline applied. Policy mode: balanced. Product type: ETF. UCITS signal identified. Replication method: physical.",
    "missing_data": [
        "securities_lending"
    ],
    "warnings": [
        "illiquid_or_hard_to_value_underlying_identified",
        "counterparty_risk_language_identified"
    ],
    "sources": {
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            "url": "https://oppl.ai/apy/doc_store/IE000Q8N7WY1_KIID.txt",
            "found": true,
            "http_code": 200,
            "bytes": 7002,
            "error": null
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        "priips_kid": {
            "url": "https://oppl.ai/eu_kiids/en_txt/IE000Q8N7WY1.txt",
            "found": true,
            "http_code": 200,
            "bytes": 13643,
            "error": null
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        "factsheet": {
            "url": "https://oppl.ai/apy/doc_store/IE000Q8N7WY1_FS.txt",
            "found": true,
            "http_code": 200,
            "bytes": 18027,
            "error": null
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        "market_data": {
            "url": "https://api.londonstockexchange.com/api/gw/lse/search/autocomplete?q=IE000Q8N7WY1&size=3",
            "found": true,
            "http_code": 200,
            "bytes": 534,
            "error": null
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}