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        "asset_scope": "UK_COMPLEX_ASSET",
        "policy_mode": "strict",
        "policy_mode_description": "Any material derivative, swap, synthetic, complex underlying, structured payoff, roll-cost, leverage, inverse, or PRIIPs warning signal can drive complex classification.",
        "classification_engine_version": "1.0.0",
        "prompt_version": "complex_asset_extract_v1",
        "captured_at_utc": "2026-06-07T06:05:20+00:00",
        "captured_unix": 1780812320
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    "confidence": 0.93,
    "review_required": false,
    "decision_rule_applied": "etf_priips_comprehension_alert_hard_complex_rule",
    "product_policy_branch": "ETF",
    "fund_name": "INQQ India Internet UCITS ETF",
    "isin": "IE000WYTQSF9",
    "type": "ETF",
    "ucits": true,
    "asset_class": "equity",
    "replication_method": "physical",
    "signals": {
        "leveraged": false,
        "inverse": false,
        "derivatives_mentioned": true,
        "derivatives_core_strategy": false,
        "derivatives_epm_only": false,
        "swaps": false,
        "funded_swap": false,
        "unfunded_swap": false,
        "synthetic_replication": false,
        "counterparty_risk": true,
        "structured_payoff": false,
        "capital_protection": false,
        "commodity_futures_roll": false,
        "contango_backwardation": false,
        "coco_or_at1_exposure": false,
        "clo_exposure": false,
        "complex_index": false,
        "priips_comprehension_alert": true,
        "securities_lending": true,
        "illiquid_or_hard_to_value_underlying": false,
        "physical_allocated_commodity": false,
        "crypto_digital_asset": false
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        "No leverage identified",
        "No inverse exposure identified"
    ],
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        "drivers": [
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            "PRIIPs comprehension alert language",
            "UCITS ETF structure",
            "Physical replication or direct portfolio holdings"
        ],
        "plain_english_explanation": "The available evidence identifies features that may affect ordinary retail investor understanding. The assessment describes product-level mechanics only and does not judge the knowledge or experience of a specific client.",
        "appropriateness_note": "This is a product-level indicator of features that may affect general investor understanding. It does not determine whether the product is appropriate for a specific client and does not replace a client-specific appropriateness assessment."
    },
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            "source": "KIID",
            "signal": "ucits",
            "quote": "authorised by the Central Bank under the UCITS Regulations 2011, as amended"
        },
        {
            "source": "KIID",
            "signal": "replication_method",
            "quote": "The Fund will employ a 'passive management' (or indexing) investment approach and will seek to employ a replication or representative sampling methodology, meaning insofar as possible and practicable, it will invest in all of the securities comprising the Index."
        },
        {
            "source": "KIID",
            "signal": "securities_lending",
            "quote": "The Fund may engage in securities lending, whereby 70% of the revenues arising from securities lending will be returned to the Fund and 30% of the revenues will be retained by the Manager and securities lending agent."
        },
        {
            "source": "PRIIPS_KID",
            "signal": "priips_comprehension_alert",
            "quote": "You are about to purchase a product that is not simple and may be difficult to understand"
        },
        {
            "source": "PRIIPS_KID",
            "signal": "counterparty_risk",
            "quote": "In the event of the insolvency or default of the Depositary, securities held by the depositary on behalf of the Fund should be protected but the Fund may suffer loss in relation to cash and certain other assets which are not protected."
        },
        {
            "source": "PRIIPS_KID",
            "signal": "derivatives_mentioned",
            "quote": "Investment by the Fund in other collective investment schemes, emerging markets and use of derivatives may involve additional risks."
        }
    ],
    "supporting_data": "Hard complex product feature identified: PRIIPs comprehension alert. Policy mode: strict. Product type: ETF. UCITS signal identified. Replication method: physical.",
    "missing_data": [
        "derivatives_epm_only not specified; no evidence that derivatives are used for efficient portfolio management"
    ],
    "warnings": [
        "counterparty_risk_language_identified"
    ],
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            "http_code": 200,
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            "error": null
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            "http_code": 200,
            "bytes": 13151,
            "error": null
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            "url": "https://oppl.ai/apy/doc_store/IE000WYTQSF9_FS.txt",
            "found": true,
            "http_code": 200,
            "bytes": 35,
            "error": null
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        "market_data": {
            "url": "https://api.londonstockexchange.com/api/gw/lse/search/autocomplete?q=IE000WYTQSF9&size=3",
            "found": true,
            "http_code": 200,
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