{
    "ok": true,
    "_meta": {
        "isin": "GB0003406096",
        "asset_scope": "UK_INVESTMENT_TRUST_COMPLEX_ASSET",
        "policy_mode": "balanced",
        "policy_mode_description": "Ordinary listed Investment Trust ordinary shares start from a non-complex baseline, but product-level complexity such as non-standard share class, structured payoff, derivative-led strategy, structural leverage, complex underlyings, liquidity failure, or supported comprehension warnings can override that baseline. Free-format underlyings normally create review rather than hard complex classification unless the strategy is clearly complex.",
        "classification_engine_version": "1.0.0-it",
        "prompt_version": "complex_asset_it_extract_v1",
        "captured_at_utc": "2026-06-08T12:47:17+00:00",
        "captured_unix": 1780922837
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    "classification": "review",
    "confidence": 0.64,
    "review_required": true,
    "decision_rule_applied": "balanced_investment_trust_review_signal_rule",
    "product_policy_branch": "INVESTMENT_TRUST",
    "fund_name": null,
    "isin": "GB0003406096",
    "type": "INVESTMENT_TRUST",
    "security_line_type": "ordinary_share",
    "ordinary_share_like": true,
    "asset_class": null,
    "aic_sector_or_sector": null,
    "investment_objective_summary": null,
    "investment_policy_summary": null,
    "gearing": {
        "net_gearing_percent": 5.3,
        "gross_gearing_percent": null,
        "borrowings_or_debt_summary": null,
        "gearing_source_phrase": null,
        "gearing_band": "ordinary_gearing"
    },
    "nav_and_market": {
        "discount_or_premium_percent": 5.3,
        "nav_frequency_or_phrase": null,
        "market_cap": null,
        "average_daily_value_traded": null,
        "bid_offer_spread_percent": null,
        "trading_status": "active_or_not_flagged"
    },
    "lse_inferred_market_data": {
        "source": "lse_alldata_derived",
        "raw_values_published": false,
        "security_line_type": "ordinary_share",
        "ordinary_share_like": true,
        "lse_category": "EQUITY",
        "mifir": "SHRS",
        "instrumenttype": "STOCK",
        "fundsType": "FUND",
        "market_classification": "lse_main_market",
        "segment_classification": "specialist_fund_segment_or_main_market_segment",
        "suspended": false,
        "recent_trade_observed": true,
        "spread_band": "normal",
        "turnover_band": "normal",
        "market_cap_band": "normal",
        "liquidity_band": "normal",
        "liquidity_impact": "no_complexity_uplift"
    },
    "underlying_assessment": {
        "source_type": "free_text_disclosure",
        "mapped_to_definitive_taxonomy": false,
        "detected_categories": [
            "listed_equities",
            "property"
        ],
        "underlying_complexity_level": "ordinary",
        "underlying_summary": null,
        "limitation": "Underlying exposure is inferred from disclosure text and has not been validated against a holdings-level taxonomy."
    },
    "signals": {
        "ordinary_listed_it_share": true,
        "non_standard_security_line": false,
        "zero_dividend_preference_share": false,
        "subscription_share_or_warrant": false,
        "split_capital_share_class": false,
        "preference_share": false,
        "c_share": false,
        "structured_payoff": false,
        "capital_protection": false,
        "leveraged_or_inverse_objective": false,
        "inverse": false,
        "derivatives_mentioned": true,
        "derivatives_core_strategy": null,
        "derivatives_epm_only": null,
        "swaps_or_synthetic_strategy": false,
        "options_or_volatility_strategy": false,
        "structural_leverage": false,
        "high_gearing_review": false,
        "very_high_gearing_review": false,
        "private_equity_or_unlisted_assets": false,
        "private_credit_or_direct_lending": false,
        "structured_credit_or_clo_exposure": false,
        "catastrophe_ils_exposure": false,
        "crypto_digital_asset_exposure": false,
        "life_settlements": false,
        "litigation_finance": false,
        "illiquid_or_hard_to_value_underlying": false,
        "liquidity_failure": false,
        "poor_liquidity_review": false,
        "continuation_vote_or_windup_language": true,
        "priips_comprehension_alert": false
    },
    "complex_factors": [],
    "non_complex_factors": [
        "Ordinary listed Investment Trust share",
        "LSE-derived liquidity indicators do not create a complexity uplift",
        "No high or structural gearing identified",
        "Underlying exposure appears ordinary from disclosure text"
    ],
    "review_factors": [
        "Continuation vote or wind-up language"
    ],
    "consumer_understanding": {
        "risk_level": "low",
        "drivers": [
            "Ordinary listed Investment Trust share structure"
        ],
        "plain_english_explanation": "No specific difficult-to-understand product mechanic was identified beyond ordinary Investment Trust, product and market risks. The assessment remains product-level and does not determine appropriateness for a specific client.",
        "appropriateness_note": "This is a product-level indicator of features that may affect general investor understanding. It does not determine whether the product is appropriate for a specific client and does not replace a client-specific appropriateness assessment."
    },
    "supporting_evidence": [
        {
            "source": "MARKET_DATA",
            "signal": "ordinary_listed_it_share",
            "quote": "# Product # Ordinary shares in Dunedin Income Growth Investment Trust PLC ISIN: GB0003406096 Website: www.dunedinincomegrowth.co.uk Document published: 05 /0 8/2025 This product is managed by abrdn Fund Managers Limited, a firm authorised and regulated by the Financial Conduct Authority in the United Kingdom."
        }
    ],
    "supporting_data": {
        "mode": "balanced",
        "reason": "Investment Trust review signal identified.",
        "security_line_type": "ordinary_share",
        "gearing_band": "ordinary_gearing",
        "underlying_complexity_level": "ordinary"
    },
    "missing_data": [],
    "warnings": [
        "underlying_not_mapped_to_definitive_taxonomy",
        "lse_derived_liquidity_no_complexity_uplift"
    ],
    "sources": {
        "priips_kid": {
            "found": true,
            "source": "https://oppl.ai/apy/doc_store_its/GB0003406096_KID.txt",
            "url": "https://oppl.ai/apy/doc_store_its/GB0003406096_KID.txt",
            "http_code": 200,
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            "bytes": 13346,
            "error": null,
            "candidates_checked": [
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        },
        "factsheet": {
            "found": true,
            "source": "https://oppl.ai/apy/doc_store_its/GB0003406096_FS.txt",
            "url": "https://oppl.ai/apy/doc_store_its/GB0003406096_FS.txt",
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        },
        "market_data": {
            "found": true,
            "source": "lse_alldata_derived",
            "url": "",
            "http_code": null,
            "content_type": "application/vnd.oppl.lse-derived+json",
            "bytes": 0,
            "error": null,
            "raw_values_published": false
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    }
}