Title: GB0001297562 Priips Kid URL Source: https://doc.morningstar.com/document/a0e35f2592282536317cb4806a9b29fb.msdoc/?clientid=ajbell&key=805803a4ca9fc338 Markdown Content: Page 1 of 3 # Key Information Document Purpose: This document provides you with key information about this investment product. It is not marketing material. The information is required by law to help you understand the nature, risks, costs, potential gains and losses of this product and to help you comp are it with other products. # Product # Ordinary shares in abrdn Diversified Income and Growth plc ISIN: GB0001297562 Website: www.aberdeendiversified.co.uk Document published: 25/02/2025 This product is managed by abrdn Fund Managers Limited, a firm authorised and regulated by the Financial Conduct Authority in the United Kingdom. # What is this product? Type Ordinary Shares in abrdn Diversified Income and Growth plc, an actively managed investment company registered in Scotland and listed on the London Stock Exchange. Shares of abrdn Diversified Income and Growth plc (the “Company”) are bought and sold via markets. At any time, the price you would pay to acquire a share will normally be higher than the price at which you could sell it. The price may be at a premium or discount to the net asset value of the Company. Term & Objective The Company's objective is to conduct an orderly realisation of its assets in a manner that seeks to optimise the value of the Company's investments whilst progressively returning cash to Shareholders in a timely manner. Intended Retail Investor Investors with basic investment knowledge. Investors who understand the basics of buying and selling shares in stockmarket listed companies and the way these shares are valued. Investors who can accept large short term losses. Investors wanting a return (growth) over the longer term (5 years or more). The Company has specific and generic risks with a risk rating as per the risk indicator. The Company is intended for general sale to retail and professional investors through all distribution channels with or without professional advice. # What are the risks and what could I get in return? Risk Indicator # 1 2 3 4 5 6 7 Lower risk Higher risk The risk indicator assumes you keep the product for 5 years. The actual risk can vary significantly if you sell it at an earl ier stage. The value of investments and the income from them can go down as well as up, and you may get back less than you investe d. The summary risk indicator is a guide to the level of risk of this product compared to other products. It shows how likely it is that the product will lose money because of movements in the markets or because the Company is not able to pay you. We have classified this product as 5 out of 7, which a medium-high risk class. This rates the potential losses from future performance at a medium-high level, and poor market conditions will likely impact our capacity to pay you. Further information on risks is detailed in the Company’s annual report available in the literature library on www.aberdeendiversified.co.uk/en/literature-library. This product does not include any protection from future market performance so you could lose some or all of your investment. The Company borrows/ may borrow in order to purchase assets, and this may magnify gains or losses. Shares in the Company may trade at a discount to their Net Asset Value, which may adversely affect the value of your investment, particularly when you come to sell your shares. # Investment performance information The Company is invested in a mult-asset portfolio of quoted and unquoted securities and other assets which the Manager is seeking to realise in an orderly manner so as to optimise value for shareholders. The Company is denominated in Sterling and is invested in assets denominated in a range of different currencies, so fluctuations in exchange rates could affect the values at which assets are realised. The objective of the Company is now to realise all existing assets in the Company’s portfolio. Given the strategy of the Company, there is no meaningful index comparator. What could affect my return positively? A well-judged disposal of assets could improve the net asset value of the Company and therefore returns. What could affect my return negatively? A poorly-judged disposal strategy or the mis-timing of disposals could result in poor returns with net proceeds less than an asset’s carrying value. Movements in exchange rates relative to Sterling may affect returns. Income distributions to shareholders will necessarily reduce as the realisation process proceeds therefore whilst the Company will seek to pay sufficient dividends to maintain investment trust status, investors should not rely on the Company’s historic dividend record for an indication of future payments. Page 2 of 3 The Company is a listed Investment Company and is not subject to redemptions/subscriptions. However if the Company were to be wound up under severely adverse market conditions, the reported NAV may significantly overstate the realisable value of the assets in the portfolio and the amounts distributed per share may be less than the reported NAV. The liquidity profile of the portfolio may affect the degree of discount that would be applied. There is no guarantee that an asset's value as reported in the accounts will be achieved in an open market sale. The Company will be required to repay any borrowings before any distribution to shareholders. # What happens if the Company is unable to pay out? As a shareholder in the Company, you would not be able to make a claim to the Financial Services Compensation Scheme about the Company in the event that the Company is unable to pay dividends to you or if it were unable to pay any amounts due to you on the winding up of the Company. # What are the costs? This disclosure has been prepared with reference to the Financial Conduct Authority’s Statement on forbearance in relation to investment trust disclosure requirements dated 19 September 2024. It does not seek to comply with the requirements of the PRIIPS Regulation in this regard. The Reduction in Yield (RIY) shows what impact the total costs you pay will have on the investment return you might get. The total costs take into account one-off, ongoing and incidental costs. The figures are estimates and may change in the future. We have not included operating costs, which are paid by the Company, on the basis that the return that you may receive will depend on the Company’s share price performance and there is no direct link between the Company’s share price and the costs that it pays. The operating costs incurred by the Company (together with other market factors) can affect the share price of the Company. The amounts shown here are the cumulative costs of the product itself, for three different holding periods. They include potential early exit penalties. The figures assume you invest 10,000 GBP. The figures are estimates and may change in the future. The person selling you or advising you about this product may charge you other costs. If so, this person will provide you with information about these costs, and show you the impact that all costs will have on your investment over time. Costs over time # How long should I hold it and can I take money out early? Recommended holding period : 5 years This product has no required minimum holding period but is designed for medium to long-term investment. Since the value of investments and the income from them can rise and fall over differing time periods, you should have an investment horizon of at least 5 years when buying an investment of this type. As the shares are listed on the London Stock Exchange, you may buy or sell shares on any normal business day that the London Stock Exchange is open for business. Investment 10,000 GBP Scenarios If you cash in after 1 year If you cash in after 3 years If you cash in after 5 years Total costs 0 GBP 0 GBP 0 GBP Impact on return (RIY) per year 0.0% 0.0% 0.0% Composition of costs The table below shows the impact each year of the different types of costs on the investment return you might get at the end of the recommended holding period and, what the different cost categories mean. One-off costs Entry costs 0.00% No entry costs are payable to the Company or its investment manager when you acquire ordinary shares, although you may be required to pay your own broker fees or commissions. Exit costs 0.00% No exit costs are payable to the Company or its investment manager when you dispose of ordinary shares, although you may be required to pay your own broker fees or commissions. Ongoing costs Portfolio transaction costs 0.00% No portfolio transaction costs, relating to the buying and selling of underlying investments, are payable by you to the Company or its investment manager. You should be aware that portfolio transaction costs are incurred by the Company, as set out in the C ompany’s Annual Report and Accounts which can be found on the Company’s website. Other ongoing costs 0.00% No management or advisory fees are payable by you to the Company, its investment manager or other service providers including its operations manager. You should be aware that management and advisory costs are incurred by the Company as set out in the Compa ny’s Annual Report and Accounts which can be found on the Company’s website. Incidental costs Performance fees 0.00% The Company does not pay a performance fee. Carried Interests 0.00% The Company does not pay carried interest. How can I complain? If you have any complaints about the Company, the KID or the conduct of the manufacturer, you can refer to the 'Contact Us' section of the Manager’s website www.invtrusts.co.uk or you may lodge your complaint by emailing us at complaints.trusts@abrdn.com. Complaints regarding the conduct of the person(s) advising on or selling the product should be addressed to the person(s) or to their organisation. ## Other relevant information The cost and risk calculations included in this KID are based on prescribed methodologies. The data used in these calculations and the specific methodology applied may change in the future. Depending on how you buy your shares, you may incur other costs including broker commission, platform fees and stamp duty. Please ask your broker or platform provider for additional information where necessary. Further information on the Company's investment policies, the types of assets in which the Company may invest, borrowing limits as well as details of its management, administration and depositary arrangements can be found on its website: www.aberdeendiversified.co.uk. Copies of the Company's Annual Report, its pre-investment disclosure document and published net asset values can also be found there and are available in paper copy free of charge upon request.