Title: URL Source: https://doc.morningstar.com/document/5b74332e4933c73804daebdfe4dcd5df.msdoc/?clientid=ajbell&key=805803a4ca9fc338 Markdown Content: JE00BGY6VY67 # KEY INFORMATION DOCUMENT Purpose This document provides you with key information about this investment product. It is not marketing material. The information is required by law to help you understand the nature, risks, costs, potential gains and losses of this product and to help you comp are it with other products. # India Capital Growth Fund Limited (GB00B0P8RJ60) www.oceandial.com Competent Authority: Financial Conduct Authority (FCA) Call 020 7068 9870 for more information This document was published on 28 -06 -2024 You are about to purchase a product that is not simple and may be difficult to understand. What is this product? Type The Company is a Guernsey limited company whose ordinary shares are listed on the premium segment of the Official List of the UK Listing Authority ('UKLA') and are admitted to trading on the main market of the London Stock Exchange. Objectives The Company aims to achieve long term capital growth from investments in India and its subcontinent. The Company will invest in a diversified portfolio of quoted Indian companies and companies that earn a material part of their revenues from India. Return s are principally determined by the performance of the investments made by the Company. The Company has the ability to use borrowing to gear the portfolio to up to 25% of net assets. Gearing may magnify gains or losses experienced by the Company. To date the Company has not used its bo rrowing authority. Income distribution is not expected given the capital growth objectiv e of the Company. Intended retail investor The Company is offered to investors who may have basic or no knowledge and experience of investing in financial markets and also experienced investors and is intended for long -term investment. Investors should und erstand the risks involved, including the risk of losing all capital invested and must evaluate the Company's objective and risks in terms of whether they are consistent with their o wn investment goals and risk tolerances. Shares in the Company are not int ended as a complete investment plan. Term The Company has an unlimited life, although a redemption facility has been put in place following the passing of a shareholde rs resolution at a General Meeting on 12 June 2020. The next date at which shareholders w ill be able to request the redemption of some or all of their shares is scheduled to be 31 December 2025, with a record date of 30 September 2025. What are the risks and what c ould I get in return? # Risk Indicator # 1 2 3 4 5 6 7 Lower risk Higher risk The risk indicator assumes you keep the product for 5 Years. The actual risk can vary significantly if you cash in at an early stage and you may get back less. You may not be able to sell your product easily or you may have to sell at a price that significantly impacts on how much you get back. The summary risk indicator is a guide to the level of risk of this product compared to other products. It shows how likely it is that the product will lose money because of movements in the markets or because we are not able to pay you. We have classified this product as 6 out of 7, which is the second - highest risk class. This rates the potential losses from future performance at a high level, and poor market conditions are very likely to impact the capacity to pay you. This product does not include any pro tection from future market performance so you could lose some or all of your investment. If we are not able to pay you what is owed, you could lose your entire investment. # Investment performance information Main factors likely to affect future returns for the investors: The performance of the Company is likely to be driven by a variety of factors, whether macro (e.g. political, economic growth , inflation) or the performance of individual corporate issuers. The Company may utilise gearing (borrowing) which will exaggerate market movements both up and down. There is no guarantee that the Company will meet its objective or achieve any particular level of performance. For furt her details of the risk fa ctors which may impact the performance of the Company please refer to the Company's annual report which is available at www.indiacapitalgrowth.com. Benchmark disclosures including how the PRIIP compares in terms of performance and volatility: The Company has chosen the BSE Midcap Total Return Index (£) as its benchmark and has the objective as stated in the "What is this produc t" section. Expected outcom e the investor s may expect under severely adverse market conditions : Shareholders are more likely to ex perience a negative return should shares be encashed under severely adverse market conditions. # KEY INFORMATION DOCUMENT What could affect my return positively? Factors such as strong economic growth, low inflation and/or strong corporate earnings are likely to impact the return of the Company positively. What could affect my return negatively? Conversely, low economic growth, high inflation, poor corporate earnings and/or the default of issuers are likely to impact t he return of the Company negatively. What happens if Ocean Dial Asset Management Limited is unable to pay out? Ocean Dial is responsible for the investments and management of the Company, and does not hold assets of the Company (assets are held by a depositary in its custody network). Ocean Dial, as the manufacturer of this product has no obligation to pay out since the product design does not contemplate any such payment being made. However, investors may suffer loss if the Company or the depositary is unable to pay out. Investors in the Com pany are not eligible to claim under the UK Financial Services Compensation Scheme. What are the costs? The Reduction in Yield (RIY) shows what impact the total costs you pay will have on the investment return you might get. The total costs take into account one -off, ongoing and incidental costs. The amounts shown here are the cumulative costs of the produc t itself, for three different holding periods. They include potential early exit penalties. The figures assume you invest 10 000 GBP. The figures are estimates and may chan ge in the future. Costs over time The person selling you or advising you about this product may charge you other costs. If so, this person will provide you with information about these costs, and show you the impact that all costs will have on your investment over time. Investment GBP 10 000 Scenarios If you cash in after 1 Year If you cash in after 3 Years If you cash in after 5 Years Total costs 166 498 830 Impact on return (RIY) per year 1.66% 1.66% 1.66% Composition of costs The table below shows the impact each year of the different types of costs on the investment return you might get at the end of the recommended holding period and the meaning of the different cost categories. This table shows the impact on return per year One -off costs Entry costs 0.00% The impact of the costs you pay when entering your investment. This is the most you will pay, and you could pay less. Exit costs 0.00% The impact of the costs of exiting your investment when it matures. Ongoing costs Portfolio transaction costs 0.09% The impact of the costs of us buying and selling underlying investments for the product. Other ongoing costs 1.57% The impact of the costs that we take each year for managing your investments and the costs presented in Section II. Incidental costs Performance fees 0.00% The impact of the performance fee. Carried interests 0.00% The impact of carried interests. How long should I hold it and can I take my money out early? Recommended holding period: 5 Years The Company's shares have no required minimum holding period but are designed for long -term investment; you should be prepared to stay invested for at least 5 years. This period is deemed appropriate due to the long -term investment horizon taken by Ocean Dial. Investors can sell their shares at any time when the LSE is open, either directly or via their advisor or distributor. How can I complain? If you hav e a complaint about the Company, you can contact us by calling 020 7068 9870 or by writing to: Ocean Dial Asset Management Limited, 30 Coleman Street, London EC2R 5AL or enquiries@oceandial.com . Complaints about the management of the Company are unlikely t o be eligible for referral to the Financial Ombudsman Service (FOS) because the Company and the depositary are not within FOS' jurisdiction ; and whilst the Manager is within FOS' jurisdiction, investors are unlikely to have an eligible relationship with th e Manager. If you have a complaint about the person who advised you about this product, or who sold it to you, they will tell you where to complain. Other relevant information The cost, performance and risk calculations included in this key information document follow the methodology prescribed by EU rules. You can receive additional information about this product, including but not limited to the investor disclosure document, a nnual report, half year report and the latest price of the shares from Ocean Dial Asset Management Limited, 30 Coleman Street, London EC2R 5AL and from www.indiacapitalgrowth.com . They are available free of charge in English.