Title: URL Source: https://doc.morningstar.com/document/78870262fee437a6e36eb19c9a12f971.msdoc/?clientid=ajbell&key=805803a4ca9fc338 Markdown Content: Key Information Document Purpose This document provides you with key information about this investment product. It is not marketing material. The information is required by law to help you understand the nature, risks, costs, potential gains and losses of this product and to help you comp are it with other products. # Riverstone Credit Opportunities Income Plc # Riverstone Investment Group LLC ISIN: GB00BS0C7H78 www.riverstonecoi.com PRIIP Manufacturer: Riverstone Investment Group LLC Competent Authority: Financial Conduct Authority Call +44 (0) 28 90 785880 for more information This document was published on 31 -12 -2024 You are about to purchase a product that is not simple and may be difficult to understand. # What is this product? Type: Ordinary shares in Riverstone Credit Opportunities Income Plc, a closed -ended investment company incorporated in England and Wales (the “Company”). The ordinary shares are traded in US Dollar on the Specialist Fund Segment of the London Stock Exchange. Th e Company has an unlimited life and there is no maturity date for the ordinary shares. There is no recommended holding period for the ordinary shares (although a holding period of 5 years has been used for the purpose of the calculations in this document). The Company may, but is under no obligation to, repurchase ordinary shares and investors should expect that the primary means of disposing of ordinary shares will be by sales on the secondary market. The price at which an investor may dispose of ordinary shares will depend on the prevailing secondary market price, which may, or may not, reflect the prevailing net asset value per ordinary share. Typically, at any given time on any given day, the price at which an ordinary share can be bought will be higher than the price at which an ordinary share can be sold. Objectives: The Company will seek to generate consistent shareholder returns predominantly in the form of income distributions, principally by making senior secured loans to energy -related businesses. The Company will seek to achieve its investment objective through i nvesting in a diversified portfolio of direct and indirect investments in loans, notes, bonds and other debt instruments, including convertible debt, issued by entities ("Borrowers") operating in the energy sector ("Loans"). The Company may als o invest in warrants or other equity interests or instruments received in connection with (for example, stapled instruments), or as a consequence of (for example, due to a workout, refinancing or restructuring or mezzanine financing), an investment in Loan s. The Company may borrow to purchase investments, which may magnify any gains or losses made by the Company. Intended retail investor: The Company is not specifically intended for retail investors. An investment in the Company is suitable only for investors that are capable of evaluating the merits and risks of such an investment with the objective of long -term capital growth and who und erstand the potential risk of capital loss and that there may be limited liquidity in the ordinary shares. In addition, their investment in the ordinary shares should constitute part of a diversified investment portfolio, and the i nvestors should fully understand, and are willing to assume, the risks involved in investing in the Company and have sufficient resources to be able to bear losses (which may equal the whole amount invested) that may result from such an investment. Accordi ngly, typical investors in the Company are expected to be experienced investors, institutional investors, high net worth investors and other investors who have taken appropriate professional advice and understand the risks involved in investing in the Comp any. Term: This product has no maturity date. # What are the risks and what could I get in return? # Risk Indicator # 1 2 3 4 5 6 7 Lower risk Higher risk The risk indicator assumes you keep the product for 5 Years. The actual risk can vary significantly if you cash in at an early stage and you may get back less. You may not be able to sell your product easily or you may have to sell at a price that significantly impacts on how much you get back. The summary risk indicator is a guide to the level of risk of this product compared to other products. It shows how likely it is that the product will lose money because of movements in the markets or because we are not able to pay you. We have classified this product as 5 out of 7, which is a medium - high risk class. This rates the potential losses from future performance at a medium -high level, and poor market conditions will likely impact the capacity to pay you. This product does not include any protection from future market performance so you could lose some or all of your investment. If we are not able to pay you what is owed, you could lose your entire investment. # Investment performance information The Company makes private, first -lien, floating -rate loans to small -to - mid market companies involved in energy infrastructure, infrastructure services and energy transition. The Company’s objective is to lend to companies that build and operate the infrast ructure used to generate, transport, store and distribute both renewable and conventional sources of energy, and companies that provide services to that infrastructure. The Company also lends to companies seeking to facilitate the energy transition by deca rbonising the energy, industrial and agricultural sectors, building sustainable infrastructure and reducing or sequestering carbon emissions. The Company seeks to ensure that our investments are having a positive impact on climate change by structuring eac h deal as either a green loan or a sustainability -linked loan, documented using industry best practices. These loans require the borrower to pay fees and interest, to comply with certain affirmative and negative covenants and to repay the loan by a date ce rtain. In certain circumstances, the borrower will also issue warrants or other equity interests to us as consideration for making the loan. In certain extreme circumstances when there has been a default, we may elect to swap our loan for equity interests in the borrower and make follow on equity investments. To the extent the Company is forced to liquidate during a period of weak energy and infrastructure market conditions, there is a possibility that net asset value will be below cost, and that the Company’s positions would be sold for less than net asset val ue. What could affect my return positively? • Stable to positive energy and infrastructure market conditions that lead to portfolio companies performing under the terms of the loans we make, paying us fees and interest as expected • Any equity interests (warrants, etc) issued as additional consideration having value in excess of cost • Rising interest rates What could affect my return negatively? • Weak energy and infrastructure market conditions that lead to portfolio companies failing to perform under the terms of the loans we make, resulting in payment defaults • To the extent these defaulted loans are converted to equity, these equity positions ultimately having value less than cost • Declining interest rates # What happens if Riverstone Investment Group LLC is unable to pay out? The Company is not required to make any payment to you in respect of your investment. If the Company were liquidated, you wou ld be entitled to receive a distribution equal to your share of the Company’s assets, after payment of all of its creditors. The In vestment Manager has no obligation to make any payment to you in respect of the ordinary shares. There is no compensation or guarantee scheme in place that appl ies to the Company and, if you invest in the Company, you should be prepared to assume the risk that you could lose all of your investment. # What are the costs? The Reduction in Yield (RIY) shows what impact the total costs you pay will have on the investment return you might get. The total costs take into account one -off, ongoing and incidental costs. The amounts shown here are the cumulative costs of the product itself, for three different holding periods. They include potential early exit penalties. The figures assume you invest USD 10 000. The figures are estimates and may chan ge in the future. Costs over time The person selling you or advising you about this product may charge you other costs. If so, this person will provide you wit h information about these costs, and show you the impact that all costs will have on your investment over time. Investment USD 10 000 Scenarios If you cash in after 1 Year If you cash in after 3 Years If you cash in after 5 Years Total costs 431 1 293 2 155 Impact on return (RIY) per year 4.31% 4.31% 4.31% Composition of costs The table below shows the impact each year of the different types of costs on the investment return you might get at the end of the recommended holding period and the meaning of the different cost categories. This table shows the impact on return per year # How long should I hold it and can I take my money out early? Recommended holding period: 5 Years This product has no required minimum holding period. It is designed for long term investment with investors being able to sel l their investment at will on the London Stock Exchange. The recommended holding period in this document is for illustrative purpos es only. The Company is not obliged to acquire any of the Company’s shares. You may sell your shares in the Company on any day which is a dealing day on the London Stock Exchange. No fees or penalties are payable to the Company or the PRIIPs manufacturer o n sale of your investment, but you may be required to pay fees or commissions to any person arranging the sale on your behalf One -off costs Entry costs 0.00% The impact of the costs you pay when entering your investment. This is the most you will pay, and you could pay less. Exit costs 0.00% The impact of the costs of exiting your investment when it matures. Ongoing costs Portfolio transaction costs 0.00% The impact of the costs of us buying and selling underlying investments for the product. Other ongoing costs 3.41% The impact of the costs that we take each year for managing your investments and the costs presented in Section II. Incidental costs Performance fees 0.90% The impact of the performance fee. Carried interests 0.00% The impact of carried interests. How can I complain? If you have any complaints about the product or conduct of the product manufacturer, you may lodge your complaint on the Comp any’s website at www.riverstonecoi.com or with the Company’s Administrator, Ocorian Administration (UK) Limited, on +44 (0) 7824 54 7185. You do not have the right to complain to the UK Financial Ombudsman Service (FOS) about the management of the Company. If you have a complaint ab out a person who is advising on, or selling, the product you should pursue that complaint with the releva nt person in the first instance. # Other relevant information Further documentation, including the Company’s annual and semi -annual reports and regulatory disclosures, is available on the Company’s website at www.riverstonecoi.com. This documentation is made available in accordance with the Listing Rules and the Disc losure Guidance and Transparency Rules of the United Kingdom Listing Authority and the UK Alternative Investment Fund Managers Regulations. Your attention is particularly drawn to the risk disclosures in the Company's prospectus.